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Member Verification Tier Update and Introduction of Alipay+ Global Payment Service

Hello, this is NAMANE. Starting October 15, 2026, our policies regarding member and card services will change. Please review the details below carefully.

  1. NAMANE aims to provide safer financial services by applying different available services and limits based on your verification level. In addition, we are introducing a new global payment service, Alipay+ QR Payment, expanding our service so you can pay with your NAMANE card at Alipay+ merchants worldwide. Existing NAMANE card service members are kindly requested to review the changes to available services and limits to avoid any inconvenience.

  2. 1) Member Type Classification and Verification Methods

    · Easy Member: Members who registered using only email verification (includes all existing members) · Verified Member: Members who have completed identity verification (Resident/Non-resident KYC verification) ※ All previously registered members will be uniformly classified as Easy Members when the policy takes effect. Verification Methods for Converting from Easy Member to Verified Member · Resident Verification: Verification with a Korean ID (Resident Registration Card, Driver's License, or Alien Registration Card — choose one) + bank account verification · Non-resident Verification: Foreign passport verification + selfie (liveness) verification

  3. 2) Changes to Service Usage Limits by Member Type

    ① Existing Anonymous Members → Easy Member · Balance Limit per Card — Before Change: KRW 500,000 / After Change (Easy Member): KRW 500,000 · CU Convenience Store Cash Withdrawal — Before Change: KRW 30,000 per transaction / After Change (Easy Member): Limits applied: KRW 30,000 per transaction / KRW 100,000 per day / KRW 500,000 per month · Convenience Store ATM Withdrawal — Before Change: Not Provided / After Change (Easy Member): Newly Provided · Transfer to Bank Account — Before Change: Available / After Change (Easy Member): Not Available · Transfer to NAMANE Member — Before Change: None / After Change (Easy Member): KRW 100,000 per transaction / KRW 200,000 per day / KRW 500,000 per month ② Existing Registered Members → Easy Member · Balance Limit per Card — Before Change: KRW 2,000,000 / After Change (Easy Member): KRW 500,000 · Top Up via Real-time Bank Transfer — Before Change: Available / After Change (Easy Member): Not Available · CU Convenience Store Cash Withdrawal — Before Change: KRW 30,000 per transaction / After Change (Easy Member): Limits applied: KRW 30,000 per transaction / KRW 100,000 per day / KRW 500,000 per month · Convenience Store ATM Withdrawal — Before Change: Not Provided / After Change (Easy Member): Newly Provided · Transfer to Bank Account — Before Change: Available / After Change (Easy Member): Not Available · Transfer to NAMANE Member — Before Change: None / After Change (Easy Member): KRW 100,000 per transaction / KRW 200,000 per day / KRW 500,000 per month ③ Upon Converting from Easy Member to Verified Member · Balance Limit per Card — Easy Member: KRW 500,000 / Verified Member: Resident : ￦2,000,000 / Non-resident : ￦500,000 · Delete Card — Easy Member: Available / Verified Member: Not Available · Top Up via Real-time Bank Transfer — Easy Member: Not Available / Verified Member: Available · Transfer to Bank Account — Easy Member: Not Available / Verified Member: Available · Transfer to NAMANE Member — Easy Member: KRW 100,000 per transaction / KRW 200,000 per day / KRW 500,000 per month / Verified Member: KRW 300,000 per transaction / KRW 500,000 per day / KRW 1,000,000 per month ※ For enhanced security, Verified Members can only remove a card through card cancellation, not card deletion. ※ For the bank account transfer service, Verified Members with Resident Verification are subject to a usage limit of [KRW 500,000 per transaction / KRW 1,000,000 per day / KRW 5,000,000 per month], while Verified Members with Non-resident Verification are subject to a usage limit of [KRW 100,000 per transaction / KRW 200,000 per day / KRW 500,000 per month].

  4. 3) Introduction of Alipay+ QR Payment Service

    Verified Members Only · Payment at Alipay+ Merchants Worldwide Verified Members can register their NAMANE card in the NAMANE app and use QR payment at Alipay+ merchants worldwide. Easy Members cannot use this service, but can continue to use existing services such as domestic payments and public transit. Verified Members Only · NAMANE App Card Registration Required · Alipay+ Merchants Worldwide

  5. Effective Date

    Effective Date: October 15, 2026 Applicable Customers: All NAMANE Members (Effective date changed from 9/21 to 10/15)

  6. How to Contact Us

    NAMANE APP > Chat Inquiry Email Inquiry: cs@i-aurora.co.kr NAMANE will continue to strive to provide safer and more convenient financial services. Thank you.